Business and Commercial Banking (Bcb) SA Business Solutioning Graduate Programme – Card Solutions
Financial Services, Banking
Minimum Requirements
- Mathematics
- Econometrics
- Statistics
- Business / Finance
- Must be a South African citizen.
- Should you have work experience, it should not exceed 12 months.
- Matric certificate to be submitted with application.
- Full academic transcripts to be submitted with application for undergraduate and postgraduate studies.
Responsibilities
- Comprehensive Training – Receive in depth training from industry experts to build a solid foundation in credit risk.
- Professional Development – Access mentorship, networking opportunities and resources to support your growth.
- Real-World Projects – Work on projects that have a tangible impact, helping you apply your knowledge and skills.
- Career Pathways – Opens doors to a rewarding career at Standard Bank.
- Support Product Managers in the design, development, and enhancement of card products across their lifecycle, from concept through launch, optimisation and retirement.
- Assist with product continuum and product lifecycle management, including market assessments, pricing considerations, feature enhancements and portfolio optimisation.
- Conduct product economics and financial analysis, including cost, revenue, margin and profitability assessments to support informed product decisions.
- Support the development of business cases for new card products, features, or enhancements by compiling data, analysing assumptions and evaluating financial impacts.
- Analyse customer behaviour, usage trends and transaction data to identify opportunities for product improvements and growth within card solutions.
- Assist with pricing analysis, fee structures and value propositions to ensure alignment with customer needs, competitive positioning, and regulatory requirements.
- Collaborate with cross-functional teams (e.g. marketing, risk, operations, finance and technology) to support product delivery and implementation activities.
- Contribute to the monitoring and reporting of product performance metrics, including volumes, revenue, cost drivers and customer uptake.
- Support process documentation, product governance, and compliance activities, ensuring adherence to internal policies and external regulatory standards.
- Prepare presentations, dashboards and reports that communicate insights, product performance and recommendations to stakeholders.
- Assist in identifying opportunities for process improvements and efficiencies within the card product environment.
- Stay informed on industry trends, competitor offerings and regulatory developments in card payments and consumer banking.
